Overview
Corporate insurance helps employers look after their teams with group health, accident and life covers, and meet obligations such as workmen compensation.
What is usually covered
- Group mediclaim for employees and dependants
- Group personal accident
- Group term life
- Workmen compensation
What is usually not covered
- Conditions excluded under the group policy
- Claims beyond the sum insured
- Persons not enrolled in the scheme
Who needs it
- Growing businesses hiring a team
- Factories and workshops
- Startups building an employee benefits plan
Frequently asked questions
How many employees do we need for a group policy?
The minimum varies by insurer. Tell us your team size and we will check options.
Can new joiners be added?
Yes, usually by endorsement during the policy year.
Exact cover, exclusions and limits vary by insurer and plan. Always read the policy wording before buying.