Overview
Travel insurance protects you from unexpected costs on a trip, such as medical emergencies, lost baggage or cancelled flights. Many countries recommend or require it for visas.
What is usually covered
- Medical emergencies and hospitalisation abroad
- Loss of checked-in baggage and passport
- Trip delay or cancellation (plan dependent)
- Personal accident cover during travel
What is usually not covered
- Pre-existing conditions unless declared and accepted
- Adventure sports without the right add-on
- Travel against medical advice
Who needs it
- International and domestic travellers
- Students going abroad
- Frequent business travellers
Frequently asked questions
Should I buy before I travel?
Yes, buy before departure so cancellation and pre-trip risks can be covered.
Is there an annual plan?
Yes. Frequent travellers can choose multi-trip annual plans.
Exact cover, exclusions and limits vary by insurer and plan. Always read the policy wording before buying.